Today I want to address a common question that I have been getting: “Are we in a housing bubble?” To start, you should know that the economy in San Diego and Temecula is very strong and we are two years behind on new construction homes. These conditions are actually causing the home prices to continue […]
In the past, self-employed people could only qualify for their home by showing their tax returns from the previous two years. This was a disaster for those who used a lot of their income on various expenses for their work. But there’s good news: We have a new loan program that is designed to take […]
Are you confused by certain aspects of VA eligibility? If so, you aren’t alone. There are a host of common questions people approach me with on this subject. That’s why, today, I will be addressing these inquiries. Hopefully my answers will provide some clarity to anything you may be wondering about VA eligibility. To learn […]
If you’re like most first-time homebuyers and don’t even know where to start or what’s required of you when buying a home, today’s topic is for you. Essentially, there are three requirements if you want to purchase a home with a loan: your credit, down payment, and income. The specifications of these requirements can differ […]
Just because you have a 30-year mortgage does not mean you cannot pay it off sooner. There are actually quite a few strategies that you can use to take years off your mortgage term without sacrificing much at all. For example, making bi-weekly payments instead of monthly payments will result in you making one additional […]
