As you may know, the Federal Reserve raised interest rates by 25 basis points, or 0.25%. How does this affect your pockets? There are a few ways, starting with your credit card(s). Most credit cards have variable interest rates, so as the Federal reserve moves the federal funds rate (or prime rate), more of your […]
People are always asking me whether right now is the best time to buy. So, is it? I’d like to let you decide that for yourself. Today, I’ve got some key figures about current market conditions to share with you. First of all, buyers at this time of year will see much less competition. But […]
What changes will we see in the home lending industry in 2018? There are two in particular that you need to be aware of. The first is an increase in lending limits. The second is an introduction of new lending programs. To find out how each of these changes affects you, watch my latest video. […]
People always ask me two questions: What is refinancing, and why would someone refinance their home? Today, I’d like to go over four of the main reasons people might choose to refinance their home loan. The first reason is to lower the term. To learn more about what refinancing could save you, watch this short […]
Today I want to go over what steps you must take if you’re thinking of buying a home. There is one in particular that you must take before all else, and that is to get pre-qualified. There are a few different factors that can affect your qualification. It’s only after you get qualified that you […]
