Whether you’re refinancing or purchasing, your credit score is an essential part of the process. At the Mortgage Guys, we want to help improve your credit, so that’s why we’re sharing three ways to do just that. First, you should never pay off your collections. Most of the time, those accounts simply sit dormant, so […]
Everybody is talking about rates right now; they’re all over the place. Some of you might be thinking about refinancing before they climb again. That’s why I want to talk about three refinancing mistakes you should avoid. If you take my advice, you might get more money, spend it better, and pay fewer fees over […]
What’s the deal with closing costs? They’re important to know about, but the topic can be pretty confusing. Today I want to explain what’s included in the closing costs. Generally, closing costs can be broken down into two main categories. To learn what they are, watch my latest video. Learn More: https://abeltejeda.blog/whats-included-in-your-closing-costs.html Apply Online: https://preapp1003.com/id/ABEL-TEJEDA/ […]
Recently, a lot of clients have asked me, “What are my options if I can’t prove my income?” Today I want to answer that question. A new loan program allows people to qualify for a loan even if they are self-employed or have a limited income. All you need is a 640 FICO score and […]
We’ve been receiving a lot of questions from homeowners in forbearance programs who are nervous about their future home-buying prospects. You can usually buy or refinance just a few months after exiting forbearance, but each situation is different. You’ll either have to pay back the balance you owe, set up a payment plan, or put […]
