If you’re a homebuyer, don’t let these five common mortgage misconceptions keep you from buying a home. The first misconception is that you’ll get the best rate with your current bank. While some banks offer discounts to their clients, that usually doesn’t happen, which is why you’re always better off shopping around and talking to […]
Even though many homebuyers like to look at homes online or go to open houses, the first step in the home buying process is to get pre-qualified. This will help you know how much you can afford and what your monthly payments will look like. But what do you need in order to get pre-qualified? […]
We’ve helped plenty of homeowners cash in on the equity they have on their home over the years. There are plenty of different ways we can do it, no matter what type of financing the homeowner has. We’re going to go over each of them today. We’ll also let you know how you can cash […]
Today I want to address a common question that I have been getting: “Are we in a housing bubble?” To start, you should know that the economy in San Diego and Temecula is very strong and we are two years behind on new construction homes. These conditions are actually causing the home prices to continue […]
In the past, self-employed people could only qualify for their home by showing their tax returns from the previous two years. This was a disaster for those who used a lot of their income on various expenses for their work. But there’s good news: We have a new loan program that is designed to take […]
